Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 12 percent)?

%

Enter the total of any one-time payments that your family will have. (E.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Ray Evans, www.pegasuskc.com
10851 Mastin Suite 950 • Overland Park, KS • 66210
Phone: (913) 327-1627 • Fax: (913) 323-3250
www.pegasuskc.com • ray.evans@lfg.com

Ray Evans is a registered representative of Lincoln Financial Advisors Corp.  

Securities offered through Lincoln Financial Advisors Corporation, a broker/dealer. Investment advisory services offered through Sagemark Consulting, a division of Lincoln Financial Advisors, a registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliate companies.

We are registered to sell Insurance Products in the following states:  Idaho, Illinois, Kansas, Minnesota, Missouri, Texas.

We are registered to sell Securities in the following states:  Arkansas, California, Colorado, Illinois, Indiana, Kansas, Maryland, Minnesota, Missouri, North Carolina, Ohio, Oklahoma, Texas. 

 

Unless otherwise identified, Associates on this website are registered representatives of Lincoln Financial Advisors Corp. Securities offered through Lincoln Financial Advisors Corp., a broker/dealer (Member SIPC). Advisory services offered through Lincoln Financial Advisors Corp. or Sagemark Consulting, a division of Lincoln Financial Advisors Corp. a registered investment advisory. Insurance offered through Lincoln affiliates and other fine companies and state variations thereof. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Firm disclosure information available at www.LFG.com.